Description

Credit Scoring: Sweep away the limitations of traditional credit scoring. Empower your business with AI underwriting decision software, unlocking the potential to extend loans to even thin-file borrowers. Discover the perfect harmony between maximizing profits and managing risks.

Collection Scoring: GiniMachine helps to prioritize debtors primed for fast payback. It suggests the most effective collection tools, be it calls, messages, or other methods, based on scoring parameters. The outcome? A significant boost in productivity for collection businesses and a swift goodbye to time wasted on non-performing debts.

Debt Collection Agencies: AI software for debt collection agencies fuses data analytics and machine learning to maximize debt recovery efficiency. Focus your collection efforts on accounts brimming with repayment potential, optimizing resources and trimming operational costs. GiniMachine crafts tailor-made debt collection strategies, creating a streamlined workflow that minimizes manual labor.

Alternative Lenders: GiniMachine scores credit applications and loans using diverse alternative data sources, from rental and utility payments to
asset ownership and public records. It’s like having a crystal
ball as it zeroes in on high-risk assets and anticipates loan
repayments. Streamline your operations with an automated
pre-approval system for incoming applications and fine-tune
your credit portfolio risk.

• #finance
• #low-code/no-code